Pajak Gadai" is another term for a collateral loan. We provide loans against collateral of valuable items including Gold, Diamonds, Silver, and Rolex Watches. The loan amount is based on the value of the pawned items. The loan period is 6 months with an interest rate not exceeding 2% per month of the pawned amount.

Your valuable items will be assessed by our trained Appraiser. Then, the pawn amount will be offered in cash value based on the current market rate. Once the pawn amount is agreed upon, our Data Operator will record your information, and a pawn ticket will be issued. The pawn ticket is used for future transactions with our pawnshop (e.g., interest payments, redemption of pawned items, etc.).

All individuals aged 18 years (after date of birth) and above with valid IC or Passport.

There is a fee of RM0.50 for each pawn ticket issued. Additionally, there are no hidden costs or additional charges

6 months from the date the pawn ticket is issued or after the renewal of a new pawn ticket. (Example: Pawn Date = January 2, 2022, End Date = July 1, 2022)

After your expiration date, we will notify you through SMS, phone call, or email to extend the loan period for an additional 30 days. You do not need to pay the full amount at once; you can pay only the interest, or you can pay in installments. After paying the interest/installments, your ticket will extend the holding period for another six (6) months. If you fail to renew your agreement or redeem your items after the extension of six months and 30 days, your pawned items will then be openly auctioned.

Yes, you can make installment payments at any time within a 6-month period. A new pawn ticket with the updated loan amount will be issued.

Yes, we can assist you in re-evaluating the value of your pawned items based on the current market prices.